joomla statistics

Play Baccarat at Ace Live Casino

Game Features

  • Standard Baccarat Rules
  • Dealer Audio


The object of Baccarat is to predict if the player or the banker hand will get a point value closest to 9. All ten-value cards count as zero and Aces count as one. The hand with the highest point value wins.

The game is played using 8 decks of cards, re-shuffled after each round.


The message area located in the bottom game console and dealer audio will assist you while the game is in progress.

A scorecard is provided showing a recent history of past outcomes. To access this feature, click on the Last 15 tab located on the bottom of the game console.

The player control area includes the Deal, Clear Bets, New Game and Repeat Bets buttons, Tie, Banker and Player circles to place bets, and a chip stack to select bet amounts.

For convenience, the value of the last chip clicked on the chip stack is held in memory and can be repeated without returning to the chip stack. Use the Repeat Bets button to repeat your last bet. This will also auto-deal the cards.

You can view the betting limits and payouts by holding your mouse over the Table Limits card at the top right of the game table.

How to Play

  1. Click on the chip stack located in the bottom right corner of the screen to select the desired bet amount.
  2. Click the Player, Banker, or Tie section of the table to place your initial bet (Tie can be combined with either Banker or Player, but Player bets cannot be combined with Banker bets). To remove or change a bet, hold the shift key and left click the chip(s) in the Bet circle. The amount bet on the table must be greater-than or equal-to the minimum bet requirement posted on the table.
  3. Click on the Deal button to have the cards dealt.

Game Play

The player's hand will be dealt two cards and the banker's hand will be dealt two cards. Third cards are dealt according to the rules detailed below.

Hand Values

The highest total any Baccarat hand can have is nine. A two-card total of nine is called a "natural" and cannot lose. An eight is the second-best hand and is also called a "natural". If both the player and banker are dealt hands of equal value, it's a push (tie) and neither the banker nor the player hand wins.

Card Values

  • Ace = one point
  • Face cards and tens = zero

All other cards carry the point value stated on the card. If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example:

  • 7 + Jack = 17, which counts as 7
  • Ace + 8 = 9, which counts as 9
  • 8 + 9 = 17, which counts as 7

Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically draw a third card in the baccarat game. If the point value of the first two cards is 8 or 9, this is called a Natural. If anyone is dealt a Natural the game ends and no third card is dealt to anyone.


Point value of the first two cards, and actions required:

Point Value of First Two Cards:
0-1-2-3-4-5 Draws a third card
6-7 Stands
8-9 "Natural hand", no further draw


If Player Draws...
Point Value of First Two Cards: Draws when the player's third card is: Does not draw when the player's third card is:
0-1-2 Always draws a card -
3 0-1-2-3-4-5-6-7-9 8
4 2-3-4-5-6-7 0-1-8-9
5 4-5-6-7 0-1-2-3-8-9
6 6-7 0-1-2-3-4-5-8-9
7 Always stands -
8-9 Player cannot draw Player cannot draw
If Player Does Not Draw...
Banker's Hand: Banker's Hand:
0-5 Draw a card
6-7 Stand
Winning Wager Odds Payout
Banker* (receives 5% commission) 19:20 (0.95)
Player 1:1
Tie** 8:1

* Bank receives 5% commission on all winning Banker wagers.

** When a Tie bet is won, any bets that the player placed on Player or Banker are returned.

Game Options

Audio: You can turn on or off the the game audio using the speaker button in the bottom right corner of the game panel.

Play with Live Dealers Now 100% Deposit Bonus Play A Demo Sign up and become a member

  • Ace Live Casino Accepts Visa
  • Ace Live Casino Accepts MasterCard
  • Ace Live Casino Accepts Visa Electron
  • Ace Live Casino Accepts Delta
  • Ace Live Casino Accepts Switch_solo
  • Ace Live Casino Accepts Neteller
  • Ace Live Casino Accepts Moneybookers
  • Ace Live Casino Accepts Cickandbuy
  • Ace Live Casino Accepts Paysafecard
  • Ace Live Casino Accepts Eco Card
  • Visionary iGaming Live Casino Software
  • Get the Facts about Gambling from Gamble Aware
  • 18 plus
  • Ace Live Casino on YouTube
  • Ace Live Casino on Google Plus
  • Ace Live Casino on Facebook
  • Ace Live Casino on Twitter